Current university students tutoring as a part-time job cannot attend university without high interest loans. About 20 years ago, university students had one part-time job for several months, and they were able to earn enough money to pay for tuition and living expenses. Now, 22% of students are in debt and thirty thousand students are delinquent borrowers suffering from expensive tuition and an unemployment crisis. When does it start their hard life? When does the number of students that study in the day and work at night increase? 
 
Present
A student attending a four-year private university in Seoul lived a busy life last year unlike usual freshmen. He did three part time jobs tutoring and spent his money on charging his cell phone, food expenses, and transportation expenses and left no money. He felt he needed to gain financial independence from his parents, so he applied for a student loan like the upper level students.
Total expenses is about 84 million won.
Today’s 20-year-olds cannot graduate from their university by themselves without parental support. So those without support, have no choice but to get a loan. They start their social life with high interest loans. Students cannot pay back the loan at once, so students becoming delinquent borrowers are steadily increasing since 2006.
There is an awkward case. After one student took one semester off from school, he worked for a part-time job in a convenience store and paid back only overdue interest and became credit delinquent.
Past
The life of a 20-year-old alumnus of the same university is different from the student mentioned above for sure. Although considering the inflation rate, tuition fees during one semester is about 8500 thousand won. This is half the price of the current tuition fee. Furthermore, it was not difficult to raise money doing a part-time job in the past.
Total expenses was thirty million won. Present day students pay more than 2.5 times compared to students in the past.
 
History of issues about tuition
It started in 1965 when a military regime stopped the policy of tuition limits. Originally this policy was started to resolve the financial problem, which resulted from the rising population of students and the maintenance of universities. However, it caused the rate of inflation to double and thus resulted in a tuition problem.
 
Since the movement for democracy in 1987, the fever of democracy and liberalization spread throughout the whole society and the government handed over the tuition setting authority to each university.
Until the early 1980's private college, tuition was less than 1 million won but 3 million won in 1995 and soared to 7 million won in 2010. Looking at the rising percentage of tuition in 1990 by 12.7%, 15.1% in 1991, 1992 144.4%, 1993 16.8%, 1994 13.6%, 1995 13.8% and 14.7% in 1996, including seven consecutive years, that is an impressive 10% over a short period of time
 
After that, because of the IMF loan, the government froze prices and increased the tuition a little. However, the economic recovery and the tuition fee was increasing again. Since then, the fight between students attending private university and government was started in earnest. The education fight was spreading, and students refused to pay the fee. The present government tries to solve the problem with the expansion of tuition loans instead of half price tuition. However, it makes more burden of interest and more overheat credit competition, so they cannot help the students substantially.     
 
The problem about half price tuition did not come about at the present time. It started in the 1960s. Nobody can solve this problem. Therefore, we should discover the causes and should solve these problems. Soon we can lighten the burden of our juniors.
 
 
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